Difficult

At first, I am nothing. Add something to negate. Add again to oppose. Add again to find the time to draw. Add once more to find nobody at all.

A man parks his car outside of a hotel and immediately realises he is bankrupt. How did it happen?

George, Helen, and Steve are drinking coffee. Bert, Karen, and Dave are drinking soda. Is Elizabeth drinking coffee or soda?

I'm an organ I'm sized like a worm and people call me Vermiform due to my tiny size What am I ?

Riddles and Answers